CheqMate

See upcoming bills, what’s covered, and what’s safe to spend. Built for iOS 26+ and Apple Watch. Private by design.

CheqMate Insights screen CheqMate Apple Watch view

See it in action

Real captures from the iOS Simulator.

Plan view
Income view
Bills list
Insights overview
More insights detail
Insights breakdowns
Settings
Apple Watch app
Apple Watch complications
watchOS widgets

Everything you need to plan by paycheck

Fast, private, and built for iOS 26+.

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Paycheck-first planning

Match bills to paydays so you know what’s covered before it hits.

One-tap bill tracking

Mark as paid and watch remaining totals update instantly.

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Free-to-spend clarity

See exactly what’s safe to spend each period after bills and holds.

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Carry-over control

Optionally carry remaining funds to the next paycheck. Your choice.

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Widgets & Watch

iOS and watchOS widgets plus a Watch app for quick glances.

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Siri Shortcuts

Ask for free-to-spend, upcoming bills, and more via App Intents.

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Smart reminders

Bill notifications that use stable IDs, with quiet defaults.

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Local backup & restore

Export and import your plan locally. Your data stays with you.

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Coach tips

Inline, HIG-style suggestions powered by your actual plan data.

Secure bank sync (Plaid)

Connect your accounts and import transactions automatically — powered by Plaid.

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Connect your bank

Link checking, savings, or credit card accounts through Plaid’s secure flow.

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Automatic transactions

Your latest transactions appear in CheqMate to help keep your paycheck plan in sync.

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Private by design

CheqMate never sees or stores your bank login. Plaid handles that directly — and you can disconnect any time.

CheqMate Pro

Unlock advanced customization and power features — available as an in-app purchase.

Free

  • Paycheck-first planning
  • One-tap bill tracking
  • Free-to-spend
  • Carry-over toggle
  • Widgets & Apple Watch
  • Siri Shortcuts / App Intents
  • Bill notifications (baseline)
  • Local backup & restore

CheqMate Pro

  • Debt Calculator
  • Multi-period Insights
  • Alternate app icons
  • Typography overrides
  • Extra accent colors
  • Encrypted backup export
  • Advanced notification limits
  • Quiet hours
  • Multiple income sources
How to get Pro

Feature availability based on current app build. No data collection.